Blog

Join host Aaron Schindler, a certified financial planner with Osaic Wealth, in conversation about today's market with guest Dr. Sharyn O'Halloran, a world renowned political economist from Columbia University.

January 2025 - Recently, Robert worked as a security guard at a casino. It gave him a chance to observe gamblers’ habits, especially those who habitually played the slots. One machine always drew them back time and again. It featured...

The collapse of the Francis Scott Key Bridge in Baltimore caused by an adrift cargo container ship offers ideas per investing in infrastructure. Please read our Investor Newsletter published just days prior to this tragic accident:...

Back in March 2023, Genworth, the nation’s biggest provider of long-term care (LTC) insurance, in terms of the number of policyholders, agreed to settle a class-action lawsuit over premium increases. Read more in this article from...

Aaron is too young to know 5.42%, but I could hold on to it like a chinning bar. That’s the average interest rate in the USA over the last 50 years. During that period the high was 20% in 1980 (thank you, Jimmy Carter) and the...

Having your financial advisor analyze your spending habits can seem a touch nosy, but it can help you align your cash flow with your stated financial goals.

You may have interest in the latest supreme court ruling regarding student loans. Here is a link to an article discussing the ruling and its potential effects. I am quoted in the piece (though with my Care Concierge NY homecare company).

Is Life Insurance Right For You? Part 1 of 4

Aaron Schindler

Thursday, February 9, 2023

Some of you expressed an interest, or began the purchase process for Life insurance, so here's some information on the subject. I hope you find it useful.

3 Reasons To Consider Cash-Value Life. Part 2 Of 4

Aaron Schindler

Thursday, February 9, 2023

Here's part number 2 in our four-part Life insurance series.A common complaint about life insurance is that you’re paying for something that only provides a return if you die (similar to how many feel about homeowner’s...

Do You Get Enough From Your Benefits? Part 3 Of 4

Aaron Schindler

Thursday, February 9, 2023

Here's post number 3 in our four-part Life insurance series.For many, their first life insurance policy comes through their benefits package at work. Typically, it costs next to nothing and provides enough death benefit to cover one...

Let’s Plan Ahead. Part 4 Of 4

Aaron Schindler

Thursday, February 9, 2023

A good conversation with close friends often includes meaningful life topics like love, work, dreams, and family. But your life insurance death benefit is a topic that’s not as likely to come up! Even so, life insurance intertwines with and

Portfolio Opportunities: Don’t Give Up! Treasuries, 25 or 6 to 4? Waiting for the Break of Day?*

Aaron Schindler

Thursday, February 2, 2023

Most investors might agree that 2022 was a year to forget. Following along with historic precedent, asset prices fell as national banks around the world raised interest rates to tame inflation. While paper losses are difficult to stomach, t

Who needs insurance?

Aaron Schindler

Tuesday, October 18, 2022

When was the last time you reviewed your insurance portfolio?Do you know how much life and long-term coverage you have and why? Your spouse? If you can’t answer these questions or your goals have changed, now is an opportune time...

It's easy to let investments accumulate like old receipts in a junk drawer.

Cows, Bulls and Bears, Oh My! A Dividend Buyer’s Guide to Market Turmoil

Aaron Schindler

Wednesday, September 7, 2022

We can all agree that this year’s continued equity and bond market volatility are not for the faint of heart. The S&P 500 has been in correction mode (a decline of more than 10%, but less than 20%) for more than nine months, falling from it

Zoltar & Whole Life Insurance: An Alternative Asset Class Even During a Down Stock Market

Aaron Schindler

Friday, July 15, 2022

Zoltar Part 2: The Future Utility of My Whole Life Insurance as an Asset While Alive: Retirement Income & Long-Term Care Funding

Why Your Retirement & Estate Plan Should Include a Long-Term Care Plan to Protect Your Life Savings.

Aaron Schindler

Monday, March 28, 2022

Why Your Retirement & Estate Plan Should Include a Long-Term Care Plan to Protect Your Life Savings.

Your Portfolios: Chicken Kiev, Market Corrections, Borscht and Opportunity?

Aaron Schindler

Tuesday, March 8, 2022

Borscht & Opportunity: Borscht or “sour soup” in Russian was my wise and generous grandpa Sam’s favorite food. He escaped to New York City as a child from tyranny in Minsk...

As your financial advisor, the goal of this newsletter is to reiterate my unchanged defensive macro-investment strategy for your portfolios with a sense of optimism and opportunity generated by patience and risk as we close 2020 and...

Schindler Financial Newsletter Q4 2020 By Robert Lovenheim & Aaron D. Schindler, CFP ®© 2020 Robert Lovenheim and Aaron D. Schindler CFP®, All Rights Reserved December 2020 – Every Californian knows about the Lodge...

Millennials are resolving to save more in 2019: Study December 30, 2018 THE NY POST Excerpt – With the 2019 New Year upon us, Bresiger explores a recent Principal Financial Group study on the savings and budgeting habits of young...

August 27, 2015Margin Calls Bite Investors, BanksBy Michael Wursthorn & AnnaMaria Andriotis THE WALL STREET JOURNALExcerpt – Wursthorn and Andriotis explore how some lenders are issuing margin calls to investment clients as...

The “Wealth Matters” column in The New York Times quotes Aaron Schindler on managing assets and financial planning for successful artists. Titled How the Rich and Famous Can Stay Rich (if not Famous), Wealth Matters...